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What is a black card

For most people, this is not much of a decision, because only the biggest of spenders will receive an invitation from American Express AXP to apply for the Centurion aka, the Amex Black Card. You will not find an official Amex webpage devoted to the Card, so the qualifications are mostly a guess. Most of the high-end benefits are travel-related. If you use Membership Rewards points for travel, you get 20 percent back, according to one card holder. You do not have to be nearly as much of a big spender to apply for the Platinum card. In fact, Gold cardholders who spend a reasonable amount and pay on time will likely receive applications regularly.
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American Express Black vs. Platinum: What's the Difference?

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The American Express "Black" Card: Everything You Need to Know

In , American Express introduced the Centurion Card to cater to the very wealthy. To become a Centurion cardholder, one must meet American Express eligibility criteria. Cardholders are required to pay an annual fee, and in some countries also an initiation fee. In some markets the plastic version of the card is still issued, with or without the titanium card. The plastic card and and earlier Centurion cards include embossed information on the card. The Centurion Card introduced laser etching. In some locations, such as Israel, EMV "chip" plastic cards, which also include the ExpressPay contactless payment technology, are issued.
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Black card: If you get the invitation to own one, should you take the offer?

Editorial Note: Forbes adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The American Express Centurion "Black" Card is one of the most exclusive travel credit cards you can acquire. In fact, it's invitation only! If you happen to be one of the privileged few who receive an invitation, should you take it?
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Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Credit Card Insider has not reviewed all available credit card offers in the marketplace.

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